Stop tracking.Start planning.
FireWealth connects your accounts, income, and life events — and shows you exactly when you could stop working.
Manual by design. No bank login required to get started.
Projected net worth
$3.15M by 2046
How it works
From scattered accounts to a real plan.
- 1
Add your accounts
Banks, investments, properties, loans — captured once, in any currency. No bank linking required.
- 2
Project your future
We build out your net worth, cashflow, and freedom date — decades ahead, based on your real numbers.
- 3
See your freedom date
Get the earliest you could stop working — plus targeted moves to reach it sooner, each with a clear impact.
Built for planning, not just tracking
A plan that's actually yours.
Your assumptions, not a default.
Set the returns, inflation, and spending you actually believe in — most apps bake in a generic 7% and call it a plan. Drag a slider and watch your freedom date move in real time.
Life events
Drop in the moments that matter — and watch them bend the line.
- Buy a home2028
- Reach freedom2033
- Mortgage-free2038
Future cashflow
See month-by-month income and expenses years ahead — including every event you've added.
Targeted recommendations
Get suggestions tied to your numbers, each with a clear impact on your freedom date.
Your whole picture
Watch everything you own grow.
Your net worth, tracked month after month and broken down by every asset and debt — the whole picture in one place, not ten scattered apps.
Click any point on the line to open a projected snapshot: what you'll be worth, what you'll own, and how liquid you'll be at that exact date.
Meet Ember
Ask a what-if. Or just say what changed.
Ask Ember a what-if in plain English — "what if I retire at 50?" — and it charts the answer against your real plan, citing the numbers behind it. Or just describe what changed, and it turns that into precise, reviewable entries across your accounts. It does the modeling; you stay in control.
Ask any what-if
"What if I retire at 50?" or "move $54K into investments?" — Ember charts it against your real plan and shows the numbers behind it.
Or just say what changed
A raise, a house, a new loan, a life event — turned into precise entries across your accounts in seconds.
Always yours to approve
Every change — and every what-if you apply — is a proposal you approve, edit, or decline.
Ember works only on your plan — never used to train external models.
See your freedom date in minutes.
Add your first account in under a minute — or explore the demo first.
Every event, on the line
A timeline of what's coming — and what it costs.
Buying a home, a rental that starts paying you, the day your salary stops, a mortgage paid off — every event lands on a single timeline, grouped by year. The ones you add sit alongside the ones we work out for you, so nothing slips through.
Your freedom range
When could you stop working?
See the earliest you could step back two ways — spend your savings down (FLEX) or live on growth alone and leave them untouched (FIRE). Then pull both dates closer with targeted moves — each showing the months it unlocks, ready to apply in a tap and undo anytime.
Your data stays yours
Plan your finances without handing over the keys.
FireWealth is manual by design — you decide what to add, with no bank login required to get started. You can export everything, and your numbers are never sold or used to train outside AI models.
Manual by design
You add what you want, when you want — no bank login required to get started.
You're in control
No bank login required to get started, so there's nothing for us to store.
Export anytime
Your full plan is yours to download whenever you want.
Never sold, never trained on
Your data isn't sold, and it's never used to train external models.
Plan together
Money is a household project. Plan it as one.
The people who matter — a partner you plan with, an advisor you trust — can see the same plan you do. One shared source of truth, always current. No exported spreadsheets, no screenshots over text.
View access for your advisor
Give a financial advisor or accountant a read-only view — they see the full picture, but can't change a thing.
Edit access for your partner
Let the person you plan with edit alongside you, so your household always works from one shared, up-to-date plan.
You stay in control
Sharing is invite-only. Change someone's role or revoke their access in a click — your data never leaves your hands.
Invite-only and owner-controlled — you decide who sees what, and you can revoke access anytime.
Plan the next chapter of your household finances.
Free during private beta. Add your first account in under a minute.