Stop tracking.Start planning.
FireWealth turns your accounts, income, and life events into a living plan, built around your freedom date: the year you could stop working and live off what you've built.
Early access — founding members get Premium freeMy Plan
You could stop working in 7 years
Flex
Jun 2033
Earliest you could stop working, drawing savings down.
FIRE
Aug 2038
Passive income covers part of your spending, growth covers the rest. Savings untouched.
Not all-or-nothing: plan a career break or a coast-mode phase with dated income changes, and your freedom dates move with them.
How it works
From scattered accounts to a real plan.
- 1
Add your accounts
Banks, investments, properties, loans. All captured once in your Accounts hub, in any currency. No bank linking required.
Checking & savings
JSJoint Savings$71.28KInvestments
IPIndex Portfolio$1.02MMortgages
HMHome Mortgage−$410.4K - 2
Fine-tune in Studio
Set the assumptions you actually believe in. Drop in the life events ahead, like a home, a career change, or a family. The plan is yours, not a generic default.
LeversInvestment return7%Cash growth2%Events1Home renovation · 2027−$81K - 3
See your plan
My Plan gives the answer: when your household could stop working, what you'll own by then, and how it all holds up.
Household retiresFlexJun 2033FIREAug 2038
Studio · where you shape it
A plan that's actually yours.
Your assumptions, not a default.
Set the returns, inflation, and spending you actually believe in. Most apps bake in one generic default and call it a plan. Drag a slider in Studio and watch your freedom dates and the chart react instantly.
Life events
Drop in the moments that matter and watch them bend the line.
- Home renovation2027
- New family car2030
- University starts2035
Future cashflow
See month-by-month income and expenses years ahead, including every event you've added.
Targeted recommendations
Get suggestions tied to your numbers, each with a clear impact on your freedom date.
Meet Ember, your AI assistant
Ask a what-if. Or just say what changed.
Ask Ember a what-if in plain English, like "what if I retire at 50?", and it charts the answer against your real plan, citing the numbers behind it. Or just describe what changed, and it turns that into precise, reviewable entries across your accounts. It does the modeling; you stay in control.
Ask any what-if
"What if I retire at 50?" or "move $54K into investments?" Ember charts it against your real plan and shows the numbers behind it.
Or just say what changed
A raise, a house, a new loan, a life event. All turned into precise entries across your accounts in seconds.
Always yours to approve
Every change, and every what-if you apply, is a proposal you approve, edit, or decline.
Founding members shape the roadmap
Request features directly. The ones people ask for are the ones we build next.
Ember works only on your plan. Never used to train external models.
See your plan in minutes.
Add your first account in under a minute and watch your freedom date appear, or explore the demo first.
Your data stays yours
Plan your finances without handing over the keys.
FireWealth is manual by design. You decide what to add, with no bank login required to get started. You can export everything, and your numbers are never sold or used to train outside AI models.
Manual by design
You add what you want, when you want. No bank login required to get started.
You're in control
No bank login required to get started, so there's nothing for us to store.
Export anytime
Your full plan is yours to download whenever you want.
Never sold, never trained on
Your data isn't sold, and it's never used to train external models.
Everything in one place
The rest of your plan, handled.
Your whole net worth, tracked
Every asset and debt from your Accounts hub rolls up into one picture: history behind you, projection ahead. Click any point on My Plan to open a projected snapshot of that moment: what you'll own, how liquid it is, and how leveraged you are.
Multi-currency by default, with quick balance updates that take seconds, and a deterministic CSV import when you want to bring years of history along.
Household sharing
Money is a household project. A partner you plan with or an advisor you trust can see the same plan you do: one shared, always-current source of truth.
View access for your advisor
Give a financial advisor or accountant a read-only view. They see the full picture, but can't change a thing.
Edit access for your partner
Let the person you plan with edit alongside you, so your household always works from one shared, up-to-date plan.
You stay in control
Sharing is invite-only. Change someone's role or revoke their access in a click. Your data never leaves your hands.
Invite-only and owner-controlled. You decide who sees what, and you can revoke access anytime.
Simple pricing. Start free, forever.
Everything you need to see your freedom date is free, forever. Premium is free for founding members while we're in early access.
Free
Your plan, your freedom date.
$0 / forever
- Unlimited accounts, income, and expenses
- Net worth charts and your full freedom-date range
- Smart Input natural-language entry
- CSV / Excel historical import
- 5 life events to plan around
- Core assumptions: returns, inflation, withdrawal rate, salary growth
- 5 Ember AI what-if questions every month
- Export your data anytime
Premium
Every tool, every what-if, the whole household.
$9 Free
Founding members get:
- Premium free during early access
- Your price locks in at $9/month — never goes up for you
- A direct line to shape what we build
- Everything in Free, plus:
- Unlimited life events. Go beyond the 5 events included free and model every purchase, sale, windfall, and milestone.
- Advanced assumption controls. Unlock all 9 Studio controls: add real estate appreciation, rental income growth, cash growth, emergency buffer, and plan horizon to the core four.
- Household sharing. Invite your partner or advisor to view or edit the plan together, with roles.
- Unlimited Ember what-ifs. No monthly cap. Ask Ember every what-if you can think of, with charted answers you can apply.
No card. Your data always stays yours.
Find out when you could stop working. Free, in minutes.
No card, no bank login. Join as a founding member and help shape what we build next.